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Professional Financial Services — USA & Canada

Your Finances.
Accurate. Compliant.
Always Ready.

Northspire Finance delivers institutional-quality bookkeeping, payroll, financial reporting, and strategic advisory services for small and medium-sized businesses — so you can focus on growth, not spreadsheets.

✓No long-term contracts
✓Dedicated account manager
✓Books by the 15th, guaranteed
✓US & Canada compliant
500+
Clients Served
99%
Accuracy Rate
48hr
Response Time
Financial services professional
Monthly Financial Summary
Books Status✓ Delivered
Reconciled AccountsAll Clean
Tax Compliance✓ On Track
Next Payroll RunScheduled
Trusted tools & compliance
📗QuickBooks Certified
📘Xero Partner
🇺🇸IRS Compliant
🇨🇦CRA Compliant
🔒SOC 2 Secure
⭐5-Star Rated
About Northspire Finance

More Than a Bookkeeper — A Financial Partner Built for Your Growth

At Northspire Finance, we believe that accurate, timely financial management is not a luxury reserved for large corporations. We built Northspire Finance to deliver the same standard of financial rigor that enterprise companies depend on — at a price point designed for growing businesses across North America.

Our team of certified financial professionals handles your books, your payroll, your reporting, and your strategic financial planning — so that when tax season arrives, when an investor asks questions, or when you need to make a critical business decision, your numbers are ready, accurate, and telling the right story.

We are not a faceless software platform. Every Northspire Finance client receives a dedicated account manager who understands your business, your industry, and your goals — and who is available when you need them.

Full-cycle bookkeeping
Monthly financial statements
Payroll processing
Tax preparation & filing
Cash flow management
New business setup
QuickBooks & Xero setup
Fractional CFO advisory
Financial analysis
📅
Books Delivered
By the 15th every month
Our Commitment to You
Monthly close deadline15th of every month
Response timeWithin 48 business hours
Financial standardsUS GAAP & Canadian ASPE
Software supportedQuickBooks, Xero & more
Free consultation30 min, no obligation

"Accurate books are not just a legal requirement — they are the foundation of every sound business decision. We treat your financials with the precision they deserve."

— Northspire Finance Team
Our Services

Comprehensive Financial Services for Every Stage

From day-to-day bookkeeping to strategic CFO advisory — we provide the full financial infrastructure your business needs.

Bookkeeping
📒
Bookkeeping & Financial Reporting

Meticulous, real-time bookkeeping that keeps your records accurate, organized, and audit-ready every single month.

Daily transaction categorization
Monthly bank & card reconciliation
Income statement & balance sheet
Accounts payable & receivable
Year-end books for tax prep
Payroll
💰
Payroll Processing & Compliance

End-to-end payroll management ensuring your team is paid accurately and on time, with full US and Canadian compliance.

Full payroll calculation & processing
Tax withholding & remittance
T4 / W-2 preparation & filing
Direct deposit setup
ROE & employee records
Financial Advisory
📈
Financial Advisory & CFO Services

Executive-level financial leadership for businesses that need strategic guidance without the cost of a full-time CFO.

Annual budget development
Cash flow forecasting
KPI dashboards & reporting
Investor & lender reporting
Monthly CFO advisory calls
Business Setup
🏢
New Business Setup & Planning

Launch your business with clean financial infrastructure, the right structure, and a clear roadmap from day one.

Chart of accounts setup
Accounting software onboarding
Opening balance sheet setup
Business bank account guidance
First-year financial projections
Tax
🧾
Tax Preparation & Planning

Year-round tax strategy and professional preparation that minimizes liability and keeps your business fully compliant.

Corporate & personal tax returns
HST / GST / Sales tax filing
Quarterly estimated tax planning
CRA & IRS correspondence
Year-round tax strategy
Software
🖥️
Accounting Software Setup

We set up, configure, and maintain the accounting technology that powers your financial operations efficiently.

QuickBooks Online setup & migration
Xero implementation & training
Bank feed integration
Third-party app integrations
Data migration from legacy systems
Who We Serve

Built for Growing Businesses Across North America

Whether you're a solo entrepreneur or a growing company with a team, Northspire Finance has a solution built for your stage and your industry.

🛒
E-Commerce & Retail
Inventory tracking, sales tax compliance, multi-channel revenue reconciliation, and Shopify/Amazon integrations.
🏗️
Contractors & Trades
Job costing, subcontractor payments, equipment depreciation, and project-based financial tracking.
💼
Consultants & Agencies
Project-based invoicing, time tracking integration, expense management, and quarterly tax planning.
🚀
Startups & New Businesses
Financial infrastructure setup, burn rate tracking, investor-ready reporting, and first-year tax planning.
🏥
Healthcare & Clinics
HIPAA-aware bookkeeping, insurance billing reconciliation, and payroll for medical staff.
🍽️
Restaurants & Hospitality
Daily sales reconciliation, tip reporting, food cost tracking, and payroll compliance.
🏘️
Real Estate & Property
Rental income tracking, property expense management, and tax optimization for real estate investors.
🌐
Importers & Exporters
Multi-currency bookkeeping, customs duty tracking, and cross-border financial compliance.
How It Works

From First Call to Clean Books in Four Steps

Getting started with Northspire Finance is simple. We handle the complexity so you can handle your business.

1
Free Consultation
Book your free 30-minute call. We assess your financial situation, understand your needs, and recommend the right package.
2
Onboarding & Setup
We set up your accounting software, connect your bank accounts, and configure your chart of accounts within the first week.
3
Monthly Delivery
Your dedicated bookkeeper reconciles every account and delivers your financial statements by the 15th every month.
4
Review & Strategy
We walk you through your numbers and provide strategic guidance — turning financial data into actionable decisions.
Transparent Pricing

Three Packages. Zero Hidden Fees.

Every package includes a dedicated account manager, monthly statements, and direct access to your Northspire Finance team.

📅 Monthly billing  ·  +applicable tax  ·  No setup fees
Starter Package
Basic
from$299/month
+ applicable tax · based on transaction volume

Ideal for freelancers, sole proprietors, and early-stage businesses with straightforward financials.

✓ Monthly bookkeeping & reconciliation
✓ Bank & credit card reconciliation (up to 2 accounts)
✓ Monthly income statement & balance sheet
✓ Accounts payable & receivable tracking
✓ QuickBooks or Xero management
✓ Year-end books for tax preparation
✓ Dedicated account manager
✓ Email & portal support
✗ Payroll processing
✗ Tax filing services
✗ CFO advisory calls
Most Popular
Growth Package
Advanced
from$449/month
+ applicable tax · based on transaction volume

Perfect for growing businesses with employees, multiple accounts, and full-service bookkeeping and payroll needs.

✓ Everything in Basic, plus:
✓ Up to 5 bank & account reconciliations
✓ Full payroll processing (up to 10 employees)
✓ Payroll tax filing & remittance
✓ Monthly cash flow statement
✓ HST / GST / Sales tax filing (quarterly)
✓ Monthly financial review call (30 min)
✓ Priority email & phone support
✗ Fractional CFO advisory
✗ Annual tax return preparation
Enterprise Package
Premium
from$899/month
+ applicable tax · based on transaction volume

The complete solution for established businesses needing bookkeeping, payroll, tax prep, and executive-level CFO guidance.

✓ Everything in Advanced, plus:
✓ Unlimited accounts & reconciliations
✓ Unlimited payroll employees
✓ Annual corporate tax return preparation
✓ Monthly fractional CFO advisory (60 min)
✓ Annual budget development & tracking
✓ Cash flow forecasting & KPI dashboard
✓ CRA / IRS correspondence management
✓ Investor-ready financial reporting
✓ Same-day priority support
💼 Available Add-On Services
New business registration & setup — from $299 one-time
Accounting software setup & migration — from $199 one-time
Catch-up bookkeeping (per month of backlog) — quoted on assessment
Personal tax return preparation — from $149/return
Additional payroll employees (over plan limit) — $15/employee/month
Business plan development — from $499 one-time
Client Testimonials

What Our Clients Say

★★★★★

"Northspire Finance completely transformed how I manage my finances. Before them, I was three months behind every quarter. Now my books are delivered on the 15th without fail. The peace of mind alone is worth every dollar."

SK
Sarah K.
E-commerce Store Owner, Toronto
★★★★★

"As a contractor running multiple projects, I needed someone who understood job costing and payroll compliance. Northspire Finance gets it. My books are clean, my team gets paid on time, and I finally understand my actual profit margins."

MR
Marcus R.
General Contractor, Dallas TX
★★★★★

"The Premium package with CFO advisory has been a game changer. We finally have proper cash flow forecasting, a real budget we actually track, and financial reports I can show investors with full confidence."

AL
Aisha L.
Marketing Agency Founder, Vancouver
Frequently Asked Questions

Everything You Need to Know

We've answered the most common questions below. Still have something specific? Our AI financial advisor in the bottom-right corner is available 24/7 and can answer questions in detail — including catch-up bookkeeping, document requirements, which package suits your business, and more.

💬 Ask Our AI Advisor
Get instant answers about our services, pricing, what documents you need, how to clean up your books, and which package is right for you — 24 hours a day.
Absolutely — this is one of the most common situations we handle and we specialize in it. We offer a dedicated Catch-Up Bookkeeping service to bring your books fully current before starting regular monthly service. Here's how it works: First, we do a free assessment call to understand how far behind your books are. Then we provide a fixed, all-inclusive quote for the catch-up work — no surprises. Our team works through your backlog systematically, month by month, reconciling every account, categorizing every transaction, and correcting any errors. Once you're fully current, we transition you into your chosen monthly package. The timeline depends on how far back the backlog goes, but most clients are caught up within 2–4 weeks. Don't be embarrassed about messy books — we've seen everything and we're here to fix it, not judge it.
To onboard efficiently, we typically need the following: (1) Last 3 months of bank statements for all business accounts, (2) Last 3 months of credit card statements, (3) Any existing bookkeeping files — QuickBooks export, Excel spreadsheet, or even paper records, (4) Your business registration documents or certificate of incorporation, (5) Last year's tax return if available, (6) A list of your main expense categories or vendors. Don't worry if you don't have everything ready — during your free consultation, we'll walk you through exactly what's needed for your specific situation. Missing documents are common and we have workarounds for most scenarios.
Here's a simple guide: Choose Basic ($299+/month) if you're a solo entrepreneur, freelancer, or small business with no employees and relatively straightforward transactions. You need clean books and monthly statements but don't need payroll or tax filing yet. Choose Advanced ($449+/month) if you have employees (up to 10), need payroll processing, want your sales tax filed, and need a monthly review call with your accountant. This is our most popular package for growing businesses. Choose Premium ($899+/month) if you run an established business that needs everything — unlimited payroll, annual tax return preparation, monthly CFO advisory sessions, cash flow forecasting, budget tracking, and same-day support. Our free consultation will help identify the perfect fit for your specific situation.
Yes, we serve businesses in both the United States and Canada. Our team maintains expertise in US GAAP, IRS compliance, federal and state tax obligations, Canadian ASPE, CRA regulations, GST/HST filing, and provincial payroll requirements. Whether you're incorporated in Delaware or Ontario — or operating in both countries — we have you covered with the right compliance standards.
Most clients are fully onboarded within 5–7 business days. This includes accounting software setup, bank feed connections, chart of accounts configuration, and your first reconciliation review. If you have catch-up work required, we'll provide a specific timeline during your free consultation. We aim to get every new client fully set up and their first month of books completed within 2 weeks of signing on.
Yes. We do not lock clients into long-term contracts. All packages are month-to-month with 30 days notice required for cancellation. You can upgrade or downgrade your package at any time — changes take effect at the start of the following billing month. We believe our service should retain your business, not a contract.
Office

Ready to Take Control of Your Finances?

Book your free 30-minute consultation today. No obligation, no pressure — just a straightforward conversation about your business and how Northspire Finance can help you grow with confidence and clarity.

30 minutes · No credit card · No obligation
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Book Your Free 30-Minute Consultation

🎁 Free 30-minute consultation — no obligation, no credit card required
We'll Respond Within 24 Hours
Once you submit, a Northspire Finance specialist will reach out within one business day to schedule your complimentary consultation at a time that works for you.
🌐
Website
northspirefinance.com
✉️
Email
info@northspirefinance.com
📞
Phone
+1 (XXX) XXX-XXXX
⏰
Business Hours
Mon–Fri, 9AM–6PM EST
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Use our online booking system to schedule your free consultation instantly — no back-and-forth required.

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Northspire Finance Advisor
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👋 Hi! I'm the Northspire Finance AI Advisor.

I can help you with questions about our bookkeeping services, pricing, what documents you need, how to clean up messy books, which package fits your business, and more.

What can I help you with today?