/* ============================================================
   NORTHSPIRE FINANCE — multi-page rebuild
   Type: Fraunces (display serif) / Sora (UI) / JetBrains Mono (numbers) — unchanged from brand
   Palette: strictly two colors — deep navy + warm beige. Every element on a navy
   surface uses beige for text/icons/borders/buttons; every element on a beige
   surface uses navy. No third hue anywhere (no blue accent, no gold, no status colors).
   ============================================================ */
:root{
  --navy:#0E2340;         /* primary navy — text & elements on beige surfaces */
  --navy-deep:#0A1B33;    /* darkest navy — page/section background */
  --navy-mid:#15304F;     /* lighter navy panel — cards/rows sitting on a navy section */
  --beige:#F4EDDC;        /* primary beige — page/section background */
  --beige-card:#FBF7EC;   /* lightest beige — elevated cards sitting on a beige section */
  --beige-deep:#E8DBB8;   /* deeper beige — panels/rows sitting on a beige section */
  --line-on-beige:rgba(14,35,64,.16);
  --line-on-navy:rgba(244,237,220,.18);
  --muted-on-beige:rgba(14,35,64,.64);
  --muted-on-navy:rgba(244,237,220,.66);
  --shadow-on-beige:0 20px 50px rgba(14,35,64,.10);
  --shadow-on-navy:0 20px 50px rgba(0,0,0,.35);
  --r-lg:26px;--r-md:16px;--r-sm:10px;
  --maxw:1200px;
  --ease:cubic-bezier(.16,1,.3,1);
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;overflow-x:hidden}
body{
  font-family:'Sora',system-ui,sans-serif;
  background:var(--beige);
  color:var(--navy);
  overflow-x:hidden;
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
::selection{background:var(--navy);color:var(--beige)}
a{color:inherit;text-decoration:none}
img,svg.ph-illus{max-width:100%;display:block}
h1,h2,h3{font-family:'Fraunces',Georgia,serif;font-weight:600;line-height:1.08;letter-spacing:-.02em}
.mono{font-family:'JetBrains Mono',monospace}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 28px;position:relative;z-index:2}

/* ============== SURFACES ============== */
.on-navy{background:var(--navy-deep);color:var(--beige)}
.on-navy h1,.on-navy h2,.on-navy h3{color:var(--beige)}
.on-navy .muted{color:var(--muted-on-navy)}
.on-beige{background:var(--beige)}
.on-beige-deep{background:var(--beige-deep)}

/* ============== TOP PROGRESS BAR ============== */
.progress{position:fixed;top:0;left:0;height:3px;width:0;z-index:1000;background:var(--navy)}

/* ============== ANNOUNCEMENT ============== */
.announce{background:var(--navy-deep);color:var(--beige);font-size:13.5px;font-weight:600;
  text-align:center;padding:9px 16px;position:relative;z-index:60;letter-spacing:.01em}
.announce .pulse{display:inline-block;width:7px;height:7px;border-radius:50%;background:var(--beige);
  margin-right:8px;vertical-align:middle;animation:pulse 1.8s infinite}
@keyframes pulse{0%,100%{box-shadow:0 0 0 0 rgba(244,237,220,.55)}50%{box-shadow:0 0 0 6px rgba(244,237,220,0)}}

/* ============== NAV ============== */
nav{position:sticky;top:0;z-index:50;backdrop-filter:blur(14px);
  background:rgba(10,27,51,.90);border-bottom:1px solid var(--line-on-navy);transition:background .3s}
nav.scrolled{background:rgba(10,27,51,.98);box-shadow:0 6px 28px rgba(0,0,0,.25)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;padding:16px 0}
.logo{display:flex;align-items:center;gap:11px;font-family:'Fraunces';font-weight:700;font-size:21px;
  letter-spacing:-.02em;color:var(--beige)}
.logo-mark{width:38px;height:38px;border-radius:10px;background:var(--beige);display:grid;place-items:center;flex-shrink:0}
.logo-mark svg{width:20px;height:20px}
.logo b{color:var(--beige)}
.nav-links{display:flex;gap:28px;align-items:center;font-size:14.5px}
.nav-links a{color:var(--muted-on-navy);transition:color .25s;position:relative}
.nav-links a::after{content:"";position:absolute;left:0;bottom:-5px;width:0;height:2px;background:var(--beige);transition:width .3s var(--ease)}
.nav-links a:hover{color:var(--beige)}
.nav-links a:hover::after{width:100%}
.nav-links a.btn{color:var(--navy)}
.dropdown{position:relative}
.dropdown-menu{display:none;position:absolute;top:100%;left:0;background:var(--navy-mid);border-radius:0 0 10px 10px;overflow:hidden;box-shadow:0 16px 40px rgba(0,0,0,.22);min-width:240px;padding-top:8px;}
.dropdown::after{content:'';position:absolute;top:100%;left:0;right:0;height:8px;background:transparent;}
.dropdown:hover .dropdown-menu{display:block}
.dropdown-menu a{display:block;padding:10px 18px;font-size:14px;color:var(--muted-on-navy)}
.dropdown-menu a::after{display:none}
.dropdown-menu a:hover{background:var(--navy-deep);color:var(--beige)}  border:1px solid var(--line-on-navy);min-width:260px;padding:8px 0;border-radius:8px;box-shadow:var(--shadow-on-navy)}
.dropdown:hover .dropdown-menu{display:block}
.dropdown-menu a{display:block;padding:10px 18px;font-size:14px;color:var(--muted-on-navy)}
.dropdown-menu a::after{display:none}
.dropdown-menu a:hover{background:var(--navy-deep);color:var(--beige)}
.nav-toggle{display:none;background:none;border:none;color:var(--beige);font-size:26px;cursor:pointer}

/* ============== BUTTONS — strict contrast pair, no third color ============== */
.btn{font-family:'Sora';font-weight:600;font-size:14.5px;border:2px solid transparent;cursor:pointer;
  padding:13px 24px;border-radius:100px;transition:transform .3s var(--ease),box-shadow .3s,background .3s,color .3s;
  display:inline-flex;align-items:center;gap:8px;white-space:nowrap}
.btn-lg{padding:16px 32px;font-size:16px}
/* use on a navy surface */
.btn-beige{background:var(--beige);color:var(--navy)}
.btn-beige:hover{transform:translateY(-2px);box-shadow:0 14px 30px rgba(0,0,0,.35);background:var(--beige-card)}
.btn-outline-beige{background:transparent;border-color:var(--beige);color:var(--beige)}
.btn-outline-beige:hover{background:rgba(244,237,220,.12);transform:translateY(-2px)}
/* use on a beige surface */
.btn-navy{background:var(--navy);color:var(--beige)}
.btn-navy:hover{transform:translateY(-2px);box-shadow:0 14px 30px rgba(14,35,64,.30);background:var(--navy-mid)}
.btn-outline-navy{background:transparent;border-color:var(--navy);color:var(--navy)}
.btn-outline-navy:hover{background:rgba(14,35,64,.08);transform:translateY(-2px)}

/* ============== HERO ============== */
.hero{position:relative;padding:96px 0 84px;overflow:hidden;background:var(--navy-deep);color:var(--beige)}
.hero-orb{position:absolute;border-radius:50%;filter:blur(70px);opacity:.20;z-index:0;
  background:radial-gradient(circle,var(--beige),transparent 70%);animation:float 16s ease-in-out infinite}
.orb1{width:520px;height:520px;top:-200px;right:-160px}
.orb2{width:420px;height:420px;bottom:-220px;left:-140px;animation-delay:-6s}
@keyframes float{0%,100%{transform:translateY(0) translateX(0)}50%{transform:translateY(-36px) translateX(20px)}}
@media(max-width:600px){.hero-orb{display:none}}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center;position:relative;z-index:2}
.eyebrow{display:inline-flex;align-items:center;gap:9px;font-size:12.5px;font-weight:600;letter-spacing:.1em;
  color:var(--beige);background:rgba(244,237,220,.10);border:1px solid rgba(244,237,220,.28);
  padding:7px 15px;border-radius:100px;margin-bottom:26px}
.eyebrow .dot{width:7px;height:7px;border-radius:50%;background:var(--beige);animation:pulse 1.8s infinite}
h1.hero-title{font-size:clamp(38px,5.6vw,66px);color:var(--beige)}
h1.hero-title em{font-style:italic;font-weight:500}
.hero-sub{font-size:clamp(16px,1.6vw,19px);color:var(--muted-on-navy);max-width:560px;margin:24px 0 32px;font-weight:300}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:36px}
.hero-stats{display:flex;gap:36px;flex-wrap:wrap}
.hstat .num{font-family:'Fraunces';font-size:32px;font-weight:700;color:var(--beige);display:flex;align-items:baseline;gap:2px}
.hstat .lbl{font-size:12.5px;color:var(--muted-on-navy);font-weight:300}

/* ---- floating dashboard card (sits on the hero, always the beige card) ---- */
.dash{position:relative;background:var(--beige-card);border:1px solid var(--line-on-beige);
  border-radius:var(--r-lg);padding:26px;box-shadow:0 30px 70px rgba(0,0,0,.35);animation:floatcard 7s ease-in-out infinite}
@keyframes floatcard{0%,100%{transform:translateY(0)}50%{transform:translateY(-14px)}}
.dash-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:18px}
.dash-top .t{font-size:13px;color:var(--muted-on-beige)}
.dash-top .badge{font-size:11px;font-weight:600;color:var(--navy);background:var(--beige-deep);padding:5px 10px;border-radius:100px}
.dash-amt{font-family:'JetBrains Mono';font-size:36px;font-weight:700;color:var(--navy);letter-spacing:-.02em}
.dash-amt .up{font-size:13px;color:var(--navy);font-weight:500;margin-left:8px;opacity:.65}
.dash-amt-lbl{font-size:12px;color:var(--muted-on-beige);margin-top:2px}
.bars{display:flex;align-items:flex-end;gap:9px;height:100px;margin:22px 0 8px}
.bar{flex:1;background:var(--navy);opacity:.85;border-radius:5px 5px 0 0;transform-origin:bottom;animation:grow 1.1s var(--ease) backwards}
@keyframes grow{from{transform:scaleY(0)}to{transform:scaleY(1)}}
.bars-lbl{display:flex;justify-content:space-between;font-size:10px;color:var(--muted-on-beige);font-family:'JetBrains Mono'}
.dash-row{display:flex;justify-content:space-between;padding:10px 0;border-top:1px solid var(--line-on-beige);font-size:13px;color:var(--navy)}
.dash-row span:last-child{font-family:'JetBrains Mono'}
.dash-tag{position:absolute;font-size:12px;font-weight:600;padding:9px 14px;border-radius:12px;
  background:var(--navy);color:var(--beige);box-shadow:0 12px 28px rgba(0,0,0,.3);animation:floatcard 6s ease-in-out infinite}
.dash-tag.a{top:-16px;left:-22px;animation-delay:-2s;background:var(--beige-card);color:var(--navy);border:1px solid var(--line-on-beige)}
.dash-tag.b{bottom:30px;right:-24px;animation-delay:-4s}

/* ============== MARQUEE TRUST STRIP ============== */
.trust{border-top:1px solid var(--line-on-beige);border-bottom:1px solid var(--line-on-beige);
  padding:22px 0;overflow:hidden;background:var(--beige-deep)}
.trust-track{display:flex;gap:60px;width:max-content;animation:marquee 26s linear infinite}
.trust:hover .trust-track{animation-play-state:paused}
@keyframes marquee{to{transform:translateX(-50%)}}
.trust-item{display:flex;align-items:center;gap:11px;color:var(--navy);font-weight:500;font-size:14.5px;white-space:nowrap}
.trust-item svg{width:20px;height:20px;flex-shrink:0}

/* ============== SECTION SHELL ============== */
section{position:relative;z-index:2}
.sec{padding:92px 0}
.sec-head{max-width:660px;margin-bottom:52px}
.sec-head.center{margin-inline:auto;text-align:center}
.tag{font-size:12.5px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;margin-bottom:14px;display:block;opacity:.7}
.sec-head h2{font-size:clamp(28px,4vw,46px)}
.sec-head p{font-size:16.5px;margin-top:16px;font-weight:300}
.on-beige .sec-head p{color:var(--muted-on-beige)}
.on-navy .sec-head p{color:var(--muted-on-navy)}

/* reveal-on-scroll */
.reveal{opacity:0;transform:translateY(36px);transition:opacity .8s var(--ease),transform .8s var(--ease)}
.reveal.in{opacity:1;transform:none}
.reveal.d1{transition-delay:.08s}.reveal.d2{transition-delay:.16s}.reveal.d3{transition-delay:.24s}
.reveal.d4{transition-delay:.32s}.reveal.d5{transition-delay:.4s}

/* ============== SERVICE / FEATURE CARDS (on beige) ============== */
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.svc{background:var(--beige-card);box-shadow:var(--shadow-on-beige);border:1px solid var(--line-on-beige);
  border-radius:var(--r-md);padding:30px;position:relative;overflow:hidden;
  transition:transform .4s var(--ease),border-color .4s}
.svc:hover{transform:translateY(-7px);border-color:var(--navy)}
.svc-ico{width:50px;height:50px;border-radius:12px;background:var(--navy);display:grid;place-items:center;margin-bottom:18px;
  transition:transform .4s var(--ease)}
.svc:hover .svc-ico{transform:rotate(-6deg) scale(1.06)}
.svc-ico svg{width:24px;height:24px;color:var(--beige)}
.svc h3{font-size:20px;margin-bottom:8px}
.svc p{font-size:14.5px;color:var(--muted-on-beige);font-weight:300}
.svc .num{position:absolute;top:18px;right:22px;font-family:'JetBrains Mono';font-size:13px;color:var(--line-on-beige)}

/* cards on a navy section */
.card-navy{background:var(--navy-mid);border:1px solid var(--line-on-navy);border-radius:var(--r-md);padding:30px}
.card-navy h3{color:var(--beige)}
.card-navy p{color:var(--muted-on-navy)}

/* ============== INDUSTRIES GRID ============== */
.ind-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.ind{background:var(--beige-card);border:1px solid var(--line-on-beige);border-radius:var(--r-sm);
  padding:24px 20px;transition:.3s var(--ease)}
.ind:hover{border-color:var(--navy);transform:translateY(-4px)}
.ind h3{font-size:18px;margin-bottom:8px}
.ind p{font-size:14px;color:var(--muted-on-beige);font-weight:300;margin:0}

/* ============== STEPS ============== */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.step{padding:28px 22px;background:var(--beige-card);border:1px solid var(--line-on-beige);
  border-radius:var(--r-md);transition:transform .4s var(--ease)}
.step:hover{transform:translateY(-5px)}
.step .sn{font-family:'Fraunces';font-size:42px;font-weight:700;color:var(--beige-deep);line-height:1}
.step h3{font-size:18px;margin:10px 0 8px}
.step p{font-size:14px;color:var(--muted-on-beige);font-weight:300}

/* ============== PRICING ============== */
.price-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;align-items:stretch}
.plan{background:var(--beige-card);border:1px solid var(--line-on-beige);box-shadow:var(--shadow-on-beige);
  border-radius:var(--r-lg);padding:32px 26px;position:relative;display:flex;flex-direction:column;
  transition:transform .4s var(--ease)}
.plan:hover{transform:translateY(-8px)}
.plan.feat{background:var(--navy);border-color:var(--navy)}
.plan.feat *{color:var(--beige)}
.plan.feat .plan-price .cur,.plan.feat .plan-price .per,.plan.feat .plan-tax{color:var(--muted-on-navy)}
.plan.feat li{border-top-color:var(--line-on-navy)}
.plan.feat .btn-beige{background:var(--beige);color:var(--navy) !important}
.plan.feat .btn-beige:hover{background:var(--beige-card);color:var(--navy) !important}
.plan.feat .btn-navy{background:var(--beige);color:var(--navy) !important}
.plan.feat .btn-navy:hover{background:var(--beige-card);color:var(--navy) !important}
.plan.feat a.btn{color:var(--navy) !important}
.plan.feat::before{content:"Most Popular";position:absolute;top:-13px;left:50%;transform:translateX(-50%);
  background:var(--beige);color:var(--navy);font-size:12px;font-weight:700;padding:6px 16px;border-radius:100px;white-space:nowrap}
.plan-name{font-weight:600;font-size:14px;letter-spacing:.07em;text-transform:uppercase;opacity:.7}
.plan-price{font-family:'Fraunces';font-size:44px;font-weight:700;margin:12px 0 2px;display:flex;align-items:baseline;gap:4px}
.plan-price .cur{font-size:22px;color:var(--muted-on-beige)}
.plan-price .per{font-size:14px;color:var(--muted-on-beige);font-family:'Sora';font-weight:300}
.plan-tax{font-size:12px;color:var(--muted-on-beige);margin-bottom:20px}
.plan ul{list-style:none;flex:1;margin-bottom:24px}
.plan li{display:flex;gap:10px;padding:9px 0;font-size:13.5px;border-top:1px solid var(--line-on-beige);font-weight:300}
.plan li:first-child{border-top:none}
.plan li svg{width:17px;height:17px;flex-shrink:0;margin-top:2px}
.plan li.no{opacity:.55}
.plan .btn{width:100%;justify-content:center}
.addons{margin-top:24px;background:var(--beige-deep);border:1px solid var(--line-on-beige);border-radius:var(--r-md);padding:26px 30px}
.addons h4{font-weight:600;font-size:14px;margin-bottom:16px;letter-spacing:.04em}
.addon-list{display:grid;grid-template-columns:repeat(2,1fr);gap:10px 30px}
.addon-list div{display:flex;justify-content:space-between;font-size:14px;padding:7px 0;border-bottom:1px solid var(--line-on-beige);font-weight:300}
.addon-list span{font-family:'JetBrains Mono';font-size:13px}

/* ============== TESTIMONIALS (on navy) ============== */
.test-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.test{background:var(--navy-mid);border:1px solid var(--line-on-navy);border-radius:var(--r-md);padding:28px;position:relative}
.test .quote{font-family:'Fraunces';font-size:56px;line-height:.6;color:var(--beige);opacity:.35;height:28px}
.test p{font-size:15px;color:var(--beige);font-weight:300;margin-bottom:20px;font-style:italic}
.test .who{display:flex;align-items:center;gap:13px}
.test .av{width:44px;height:44px;border-radius:50%;background:var(--beige);display:grid;place-items:center;
  font-weight:700;color:var(--navy);font-family:'Fraunces';font-size:17px}
.test .who .n{font-weight:600;font-size:14.5px;color:var(--beige)}
.test .who .r{font-size:12.5px;color:var(--muted-on-navy)}
.stars{color:var(--beige);font-size:13px;margin-bottom:12px;letter-spacing:2px;opacity:.85}

/* ============== FAQ ============== */
.faq-wrap{max-width:800px;margin:0 auto}
.faq{border:1px solid var(--line-on-beige);border-radius:var(--r-md);margin-bottom:14px;overflow:hidden;
  background:var(--beige-card);transition:border-color .3s}
.faq.open{border-color:var(--navy)}
.faq-q{padding:22px 26px;display:flex;justify-content:space-between;align-items:center;cursor:pointer;
  font-weight:500;font-size:16px;gap:20px}
.faq-q .ic{width:26px;height:26px;flex-shrink:0;border-radius:50%;border:1px solid var(--navy);
  display:grid;place-items:center;transition:transform .4s var(--ease);font-size:17px}
.faq.open .ic{transform:rotate(135deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .45s var(--ease)}
.faq-a p{padding:0 26px 24px;color:var(--muted-on-beige);font-size:14.5px;font-weight:300}

/* ============== CTA BAND (navy) ============== */
.cta-band{position:relative;overflow:hidden;border-radius:var(--r-lg);background:var(--navy);padding:64px 54px;text-align:center}
.cta-band::before{content:"";position:absolute;inset:0;
  background:radial-gradient(480px circle at 18% 15%,rgba(244,237,220,.10),transparent),
             radial-gradient(480px circle at 85% 85%,rgba(244,237,220,.08),transparent)}
.cta-band h2{position:relative;z-index:2;color:var(--beige);font-size:clamp(26px,3.8vw,42px)}
.cta-band p{color:var(--muted-on-navy);font-size:17px;margin:16px 0 30px;position:relative;z-index:2;font-weight:300;max-width:520px;margin-inline:auto}
.cta-band .btn{position:relative;z-index:2}

/* ============== CONTACT FORM ============== */
.contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:54px;align-items:start}
.contact-info h2{font-size:clamp(28px,3.6vw,40px);margin-bottom:16px}
.contact-info p{color:var(--muted-on-beige);font-weight:300;margin-bottom:26px}
.cinfo-item{display:flex;gap:14px;align-items:center;margin-bottom:16px}
.cinfo-item .ci{width:42px;height:42px;border-radius:11px;background:var(--navy);display:grid;place-items:center;flex-shrink:0}
.cinfo-item .ci svg{width:19px;height:19px;color:var(--beige)}
.cinfo-item .ct{font-size:11.5px;color:var(--muted-on-beige);text-transform:uppercase;letter-spacing:.07em}
.cinfo-item .cv{font-weight:500;font-size:15px}
.form-card{background:var(--beige-card);border:1px solid var(--line-on-beige);box-shadow:var(--shadow-on-beige);
  border-radius:var(--r-lg);padding:34px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{margin-bottom:16px}
.field label{display:block;font-size:12.5px;color:var(--muted-on-beige);margin-bottom:7px}
.field input,.field select,.field textarea{width:100%;background:var(--beige);border:1px solid var(--line-on-beige);
  border-radius:var(--r-sm);padding:12px 14px;color:var(--navy);font-family:'Sora';font-size:14.5px;
  transition:border-color .3s}
.field input::placeholder,.field textarea::placeholder{color:rgba(14,35,64,.4)}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--navy)}
.field textarea{resize:vertical;min-height:96px}
.field select{cursor:pointer}
.form-msg{padding:13px;border-radius:var(--r-sm);font-size:14px;margin-top:14px;display:none;border:1px solid var(--line-on-beige)}
.form-msg.ok{display:block;background:var(--beige-deep);color:var(--navy)}
.form-msg.err{display:block;background:var(--beige-deep);color:var(--navy);border-color:var(--navy)}

/* ============== FOOTER ============== */
footer{background:var(--navy-deep);color:var(--muted-on-navy);border-top:1px solid var(--line-on-navy);
  padding:60px 0 30px;margin-top:0;position:relative;z-index:2}
.foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:40px;margin-bottom:44px}
.foot-brand p{color:var(--muted-on-navy);font-size:14px;font-weight:300;margin:16px 0;max-width:300px}
.foot-col h5{font-size:12.5px;text-transform:uppercase;letter-spacing:.1em;color:var(--beige);margin-bottom:16px;font-weight:600}
.foot-col a{display:block;color:var(--muted-on-navy);font-size:14px;margin-bottom:11px;font-weight:300;transition:color .25s}
.foot-col a:hover{color:var(--beige)}
.foot-bottom{border-top:1px solid var(--line-on-navy);padding-top:24px;display:flex;justify-content:space-between;
  flex-wrap:wrap;gap:14px;font-size:13px;font-weight:300}
.foot-bottom a{color:var(--muted-on-navy)}
.foot-bottom a:hover{color:var(--beige)}

/* ============== CHAT WIDGET ============== */
.chat-btn{position:fixed;bottom:26px;right:26px;z-index:90;width:60px;height:60px;border-radius:50%;border:none;cursor:pointer;
  background:var(--navy);color:var(--beige);display:grid;place-items:center;box-shadow:0 12px 32px rgba(0,0,0,.35);
  transition:transform .35s var(--ease)}
.chat-btn:hover{transform:scale(1.07)}
.chat-btn svg{width:26px;height:26px}
.chat-panel{position:fixed;bottom:98px;right:26px;z-index:91;width:368px;max-width:calc(100vw - 40px);height:520px;max-height:70vh;
  background:var(--beige-card);border:1px solid var(--line-on-beige);border-radius:var(--r-lg);overflow:hidden;
  display:flex;flex-direction:column;box-shadow:0 30px 80px rgba(0,0,0,.4);
  opacity:0;transform:translateY(20px) scale(.96);pointer-events:none;transition:.4s var(--ease)}
.chat-panel.open{opacity:1;transform:none;pointer-events:auto}
.chat-head{background:var(--navy);padding:18px 20px;color:var(--beige)}
.chat-head .ch-t{font-family:'Fraunces';font-weight:700;font-size:17px}
.chat-head .ch-s{font-size:12px;opacity:.8;display:flex;align-items:center;gap:6px}
.chat-head .ch-s::before{content:"";width:7px;height:7px;border-radius:50%;background:var(--beige);animation:pulse 1.8s infinite}
.chat-body{flex:1;overflow-y:auto;padding:18px;display:flex;flex-direction:column;gap:12px}
.msg{max-width:82%;padding:11px 15px;border-radius:14px;font-size:14px;font-weight:300;line-height:1.5}
.msg.bot{background:var(--beige-deep);color:var(--navy);align-self:flex-start;border-bottom-left-radius:4px}
.msg.user{background:var(--navy);color:var(--beige);align-self:flex-end;border-bottom-right-radius:4px;font-weight:400}
.msg a{text-decoration:underline;cursor:pointer}
.quick{display:flex;flex-wrap:wrap;gap:7px;padding:0 18px 12px}
.quick button{background:transparent;border:1px solid var(--navy);color:var(--navy);
  font-size:12.5px;padding:7px 12px;border-radius:100px;cursor:pointer;font-family:'Sora';transition:.25s}
.quick button:hover{background:var(--navy);color:var(--beige)}
.chat-input{display:flex;gap:8px;padding:14px;border-top:1px solid var(--line-on-beige)}
.chat-input input{flex:1;background:var(--beige);border:1px solid var(--line-on-beige);border-radius:100px;
  padding:11px 16px;color:var(--navy);font-family:'Sora';font-size:14px}
.chat-input input:focus{outline:none;border-color:var(--navy)}
.chat-input button{background:var(--navy);border:none;width:40px;height:40px;border-radius:50%;cursor:pointer;
  display:grid;place-items:center;flex-shrink:0;transition:.25s}
.chat-input button:hover{background:var(--navy-mid)}
.chat-input button svg{width:19px;height:19px;color:var(--beige)}

/* ============== ILLUSTRATION / PHOTO SLOTS ============== */
.photo{position:relative;border-radius:var(--r-lg);overflow:hidden}
.hero-stack{position:relative}
.hero-stack .dash{position:relative;z-index:3}
.hero-photo{position:absolute;z-index:1;top:-24px;right:-24px;width:60%;height:62%;border-radius:var(--r-lg);overflow:hidden;
  box-shadow:0 26px 60px rgba(0,0,0,.4)}
.hero-photo img,.hero-photo svg{width:100%;height:100%;object-fit:cover;display:block}
.about-band{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.about-photo{border-radius:var(--r-lg);overflow:hidden;min-height:360px}
.about-photo img,.about-photo svg{width:100%;height:100%;object-fit:cover;display:block}
.commit-card{background:var(--beige-card);border:1px solid var(--line-on-beige);border-radius:var(--r-md);
  padding:22px;margin-top:22px;display:flex;gap:16px;align-items:center}
.commit-card .cc-ic{width:52px;height:52px;flex-shrink:0;border-radius:12px;background:var(--navy);display:grid;place-items:center}
.commit-card .cc-ic svg{width:26px;height:26px;color:var(--beige)}
.commit-card h4{font-family:'Fraunces';font-size:18px;margin-bottom:4px}
.commit-card p{font-size:14px;color:var(--muted-on-beige);font-weight:300}

/* ============== TWO COLUMN UTILITY ============== */
.two-col{display:flex;gap:48px;align-items:flex-start}
.two-col>div{flex:1}
.tick-list{list-style:none;padding:0;margin:0}
.tick-list li{padding:10px 0 10px 28px;position:relative;border-bottom:1px solid var(--line-on-beige);font-weight:300;font-size:15px}
.on-navy .tick-list li{border-bottom-color:var(--line-on-navy)}
.tick-list li:last-child{border-bottom:none}
.tick-list li::before{content:"✓";position:absolute;left:0;top:10px;font-weight:700}

/* ============== RESPONSIVE ============== */
@media(max-width:980px){
  .hero-grid,.contact-grid{grid-template-columns:1fr;gap:40px}
  .about-band{grid-template-columns:1fr;gap:28px}
  .hero-photo{display:none}
  .dash{max-width:440px;margin:0 auto}
  .svc-grid,.test-grid,.ind-grid{grid-template-columns:1fr 1fr}
  .price-grid{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:repeat(2,1fr)}
  .addon-list{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr 1fr;gap:30px}
  .nav-links{display:none}
  .nav-toggle{display:block}
  .nav-links.mobile-open{display:flex;position:absolute;top:100%;left:0;right:0;flex-direction:column;
    background:var(--navy-deep);padding:22px 28px;gap:16px;border-bottom:1px solid var(--line-on-navy)}
  .two-col{flex-direction:column}
}
@media(max-width:700px){.price-grid{grid-template-columns:1fr}}
@media(max-width:560px){
  .form-row{grid-template-columns:1fr}
  .svc-grid,.ind-grid,.test-grid{grid-template-columns:1fr}
  .hero-stats{gap:22px}
  .cta-band{padding:44px 26px}
  .wrap{padding:0 20px}
}
@media(prefers-reduced-motion:reduce){
  *{animation-duration:.001s!important;transition-duration:.001s!important}
  .reveal{opacity:1;transform:none}
}
